Condominium

 

The condominium has become more popular nowadays as the urban population is growing rapidly.   Just like owners of standalone homes, condo owners are susceptible to the same types of insurance claims. You will need professional representation of GAPA to make sure you get paid in full.

Most of the people have many doubts about hiring a public adjuster. Few of them are like.

Do you represent claims in my area?
  1. Yes, we handle many different claims nationwide. We are licensed in California, Colorado, Maryland, New Jersey and North Carolina. We can get licensed in many other states in a matter of weeks if need be.
I have never heard of a public adjuster, are they regulated and professional?
  1. Yes, public adjusters have been around almost 100 years. We are highly regulated by the department of insurance and we are bonded as well. We are fully authorized to represent you in condo owner claims as well as business owner claims as well. If you are ever approached by someone to represent you for your insurance claim and they are not a licensed public adjuster or attorney notify your state department of insurance immediately.
Do we have any legal problems in hiring a public adjuster? Will my association be mad?
  1. No, you will not be punished by your association or your insurance company for hiring a public adjuster. You would hire a public adjuster just like you would accountant to make sure your tax returns are correct and an attorney for courtroom troubles.
Do claims count for Condominiums?
  1. Yes, they apply just as any standalone home. That includes fire, smoke, water, wind, pipe burst, theft, flood as well as many other types of claims.
Do I have to put my claim through the Condominium Association? What about the unity of the community?
  1. The quick answer is no, you have your own personal claim that needs to address your personal condo. The only areas of concern for the association are the common areas that would be covered by the condo association. Just like you need an expert to assist you with your claim, the association needs an expert to negotiate the claim for the common area for the community. If there is any discrepancy as to what is common area demand to get a copy of the association rules and it should be defined clearly what is the common area.
What property belongs to my Condominium and what is the common area?
  1. A.   These are things that GAPA can assist and make sure you get properly compensated for ALL your condominium property. Many times it can get confusing what is common property for the condo association and what belongs to your condo.
Is public adjuster needed for a condominium claim?
  1.  Yes, public adjuster is mostly important for your condominium community. You need a well experienced public adjuster who can understand all the rules and regulations that go into condominium claims. Who can handle claims in the best interest of people for the loss occurred? A public adjuster from GAPA.

Few things should be kept in mind before putting in a claim yourself for your condominium.  The insurance adjuster will cut corners and attempt to settle your claim as cheap as possible. They never have your best interest in mind, but pleasing their supervisors who expect them to settle as cheap as possible. You need the expertise of GAPA to assist you in getting the maximum amount possible. In many cases you want replacement instead of repairs that do not bring your property back to whole before the loss. The most happiness you would get is at your house, so make sure you get the right professional to assist you in doing so.

For any further details you can visit the homepage of irepresentyou.com and fill in the form so a representative can review your claim and discuss how we can assist you. We are right here to get all your claims to your safe hands.

Feel Secure and Call GAPA!